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Found 12 articles.

August 8, 2025 Volume 2, 2025 | Issue 1

ASSESSING OUT-OF-POCKET HEALTHCARE EXPENDITURE AND UTILIZATION IN NORTHWESTERN NIGERIA

Authors: Aminu M. Nass and Ismaila Adedeji Adeleke
This study investigates healthcare utilization and out-of-pocket (OOP) expenses across Nigeria's northwestern states. Using primary data from household surveys and secondary data on state...
18 33
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August 8, 2025 Volume 2, 2025 | Issue 1

EXPLORING THE INFLUENCE OF SOCIOECONOMIC AND POLICY FACTORS ON INFORMAL WORKERS' ENROLLMENT IN NIGERIA'S HEALTH INSURANCE SCHEME

Authors: A.K ONAFALUJO, O. S BAMGBOSE and H.S OLUFAWO
This study examines factors influencing enrollment in Nigeria's National Health Insurance Act 2022 (NHIA) healthcare program among informal economy workers, who often face poor safety, health...
26 14
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August 8, 2025 Volume 2, 2025 | Issue 1

ACTUARIAL UTILIZATION OF GM (1,2) MODEL IN SURVIVORSHIP ANALYSIS

Authors: A.T Chakfa, G.M Ogungbenle, F.M Abdulkarim, A.A Muhammad, S.D Bello, and S. Rawal
This study aims to provide an analytical utilization of the GM (1,2) model in survivorship estimation, with specific objectives as to determining the force of mortality, estimating the number and...
71 37
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August 8, 2025 Volume 2, 2025 | Issue 1

THE RELATIONSHIP BETWEEN CARBON FOOTPRINTS AND ECONOMIC GROWTH IN NIGERIA: AN EMPIRICAL ANALYSIS

Authors: Shehu Tijani UMORU and Isibor Britney Osaigbovo
This study investigated the impact of carbon emissions on Nigeria's economic growth from 1990 to 2022. The research focused on key variables including carbon dioxide (CO2), energy consumption,...
24 3
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August 8, 2025 Volume 2, 2025 | Issue 1

VALUATION OF PENSION PLAN OBLIGATIONS THROUGH SPOT AND IMPLICIT CONTRACT APPROACH

Authors: Joshua Solomon Adeyele and Bright Igbinosa Oni
As individuals approach retirement, they face a complex web of factors that can impact their financial security. Our study sheds light on the intricate relationship between life expectancy, years of...
35 7
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August 3, 2025 Volume 1, 2024 | Issue 1

From Uncertainty to Prosperity: Unleashing the Power of Actuarial Risk Management to Revolutionize Non-Life Insurance Companies' Solvency in Nigeria

Authors: Joshua Solomon Adeyele, Imoseme Marian Izedomi
The profitability of insurance companies hinges on more than just policy volume; adequate premium rates are crucial to ensure timely claim payouts. In Nigeria, many insurers struggle with premium...
31 25
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August 3, 2025 Volume 1, 2024 | Issue 1

Securing the Future: A Sensitivity Analysis of Actuarial Money Worth Ratios in Defined Contribution Pensions for Public University Employees

Authors: Joshua S. Adeyele, Muhammed N. Maiturare, Gbenga M. Ogungbenle
As policymakers scramble to combat pension deficits, defined contribution pensions emerge as a promising solution. But what drives their success? Our study reveals that total contributions and...
15 34
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August 3, 2025 Volume 1, 2024 | Issue 1

Assessing the Impact of Pension Reform on Retirement Financing in Nigeria: A Study of Fund I to IV

Authors: Halimah Sani Sambo, Abdulrahim Otori Yusuf, Ahmed Yabagi Mohammed
The pension reform Act 2004 marked a significant shift in the administration of Pension Fund Administrators (PFAs) in Nigeria. To improve the adequacy of retirement benefits, the Act was amended in...
83 45
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August 3, 2025 Volume 1, 2024 | Issue 1

Beyond Risk: The Moderating Role of Self-Control in Stock Market Investment Decisions

Authors: Abdulrahim Otori Yusuf, Idris Aliyu Ahmed
This study investigates the relationship between risk tolerance, risk perception, and investment decisions among individual investors in the stock market, with a focus on the moderating role of...
24 27
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August 3, 2025 Volume 1, 2024 | Issue 1

Saving Young Lives: Evidence-Based Strategies for Reducing Infant Mortality in Jos Metropolis, Nigeria

Authors: Kingsley Joel Ogwu, Shehu Tijani Umoru
Infant mortality rates remain alarmingly high in Nigeria, despite global improvements in infant health outcomes. This study aims to identify sustainable solutions to mitigate infant mortality in Jos...
35 29
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