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Volume 2, 2025, Issue 1

Published: April 2025
6 Articles
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ASSESSING OUT-OF-POCKET HEALTHCARE EXPENDITURE AND UTILIZATION IN NORTHWESTERN NIGERIA

Aminu M. Nass and Ismaila Adedeji Adeleke
This study investigates healthcare utilization and out-of-pocket (OOP) expenses across Nigeria's northwestern states. Using primary data from household surveys and secondary data on state...
18 33
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EXPLORING THE INFLUENCE OF SOCIOECONOMIC AND POLICY FACTORS ON INFORMAL WORKERS' ENROLLMENT IN NIGERIA'S HEALTH INSURANCE SCHEME

A.K ONAFALUJO, O. S BAMGBOSE and H.S OLUFAWO
This study examines factors influencing enrollment in Nigeria's National Health Insurance Act 2022 (NHIA) healthcare program among informal economy workers, who often face poor safety, health...
26 14
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ACTUARIAL UTILIZATION OF GM (1,2) MODEL IN SURVIVORSHIP ANALYSIS

A.T Chakfa, G.M Ogungbenle, F.M Abdulkarim, A.A Muhammad, S.D Bello, and S. Rawal
This study aims to provide an analytical utilization of the GM (1,2) model in survivorship estimation, with specific objectives as to determining the force of mortality, estimating the number and...
71 37
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THE RELATIONSHIP BETWEEN CARBON FOOTPRINTS AND ECONOMIC GROWTH IN NIGERIA: AN EMPIRICAL ANALYSIS

Shehu Tijani UMORU and Isibor Britney Osaigbovo
This study investigated the impact of carbon emissions on Nigeria's economic growth from 1990 to 2022. The research focused on key variables including carbon dioxide (CO2), energy consumption,...
24 3
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VALUATION OF PENSION PLAN OBLIGATIONS THROUGH SPOT AND IMPLICIT CONTRACT APPROACH

Joshua Solomon Adeyele and Bright Igbinosa Oni
As individuals approach retirement, they face a complex web of factors that can impact their financial security. Our study sheds light on the intricate relationship between life expectancy, years of...
35 7
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RETIREMENT SAVINGS AND RETIREE’S LIFE ANNUITY: DEFINED BENEFIT SCHEME REINVENTED?

Joshua Solomon Adeyele
Defined benefit (DB) pensions have long served as a crucial tool for addressing old-age security challenges globally. However, in Nigeria, their relevance diminished after June 2004, reflecting a...
7 25
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