Last Updated: May 10, 2025
The Nigerian Actuarial Journal ("NAJ," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with our journal in any way.
We value your trust and strive to be transparent about our data practices. Please read this Privacy Policy carefully. By accessing or using our services, you consent to the practices described in this policy.
We may collect personal information that you voluntarily provide to us when you:
The personal information we collect may include:
When you access our website, we may automatically collect certain information about your device and usage patterns, including:
We may use the information we collect for various purposes, including to:
We may share your information in the following situations:
We may share your information with third-party vendors, service providers, and other contractors who perform services on our behalf, such as:
These service providers are obligated to safeguard your information and may only use it as directed by us.
For published authors, certain information (such as name, affiliation, and correspondence details) will be published alongside your article and made publicly available.
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
We may share your information in any other circumstances where we have your explicit consent.
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. For published articles, author information is maintained as part of the scholarly record indefinitely.
Depending on your location, you may have certain rights regarding your personal information, including:
To exercise any of these rights, please contact us using the details provided below.
We use cookies and similar tracking technologies to collect information about your browsing activities on our website. Cookies are small data files that are placed on your device when you visit a website. These technologies help us improve your user experience, analyze website usage, and customize content.
You can set your browser to refuse all or some browser cookies or to alert you when cookies are being sent. However, if you disable cookies, some features of our website may not function properly.
Our website may contain links to third-party websites that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to review the privacy policy of every site you visit.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately.
We may update our Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
